Know the Legal Scope Before Account Access
Our Legal notice applies to your account, account records and use of the sungaitoto service in Indonesia. Access or eligibility depends on local law, and you are responsible for checking whether the service is permitted where you are located. We may ask for clear phone verification
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before account access and may pause an account when submitted details do not match the account holder. DANA, OVO, GoPay and QRIS appear as local payment context, while bank transfer and virtual account records may also be connected to your account history. We use those records
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to match account activity and resolve a receipt or status question. The Legal notice does not replace rules issued by Indonesian authorities, banks or wallet providers. Read the current policy before opening an account, and contact us through the account support route if wording is unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.